Program Summary

We understand participants have different risk tolerance at different stages of life. The Retirement Advantage Certificate provides an option for participants to diversify their Defined Contribution funds through an investment that has less exposure to market changes by providing a more conservative, fixed income investment option.

Program Benefits

• Participants can move up to half of their designated contribution plan assets into the Retirement Advantage Certificate.
• Reduce your exposure to changes in the market.


Allocation Request Form
Disclosure Form
Overview letter
CSF Offering Circular

Thank you for signing up to learn more about the Retirement Plan!